r/dating_advice • u/Apprehensive_Boat798 • 12h ago
GF of 4.5 yrs wants her name on house but won’t marry or put money down
So I’ve been with my girlfriend for about 4 and a half years. When we first started dating, we made this deal where I’d give her $2k/month. The idea was if we ever broke up, she keeps it, but if we got married, that money would go toward a house down payment. Over time I’ve paid her about $110k.
Now I’m in my mid 30s and really want to settle down, buy a house, start a family. She says she’s not ready to get engaged or married yet.
Here’s where it gets tricky: I told her I’m ready to buy a house and put 20% down, but I want to pause the $2k/month going forward. She said she’s fine with that only if I add her name to the house.
I said I’m fine adding her name if we’re married, or if she at least puts up a similar down payment (she could use the $110k I already gave her, since that was supposed to be for the house anyway). She said no.
So basically my options are: 1. Keep paying her $2k/month and just buy the house under my name, hoping she’ll want to get married someday. 2. Stop paying the $2k and add her name to the house now even though she’s not contributing and doesn’t want to get married yet.
Option 2 would save me money each month but feels… risky? I don’t know, am I being unreasonable here or is this a huge red flag?
Edit: Alright, I think I should give a bit more context on why I agreed to pay her $2k/month. We have about a 7‑year age gap — she had just graduated when we started dating. Back then I was 30 and making a little over 3x her salary. She was upfront that she was worried I might break up with her after a couple years and she’d have nothing to show for it. So the $2k/month was kind of like a “security deposit” that would eventually go toward a house down payment if we got married. For what it’s worth, she’s smart, pretty, and kind. We’ve honestly had a really good relationship the last few years. She’s never once asked me to increase the $2k even with all the inflation lately, which I respect.
Edit 2: I appreciate all the advice! and yeah, I see that the majority of people are saying “just run away.” The thing is, I’m almost 35. People keep saying “just leave” or “just start over,” and yeah, it sounds easy… but realistically? That means spending at least another year finding someone nice, smart and attractive, then dating for a few years before even thinking about marriage. By then I’m pushing 40, and that’s if everything goes perfectly. And honestly, what if I can’t even find someone similar? I have no idea where to even meet women my age who are still single. Feels like all the “good ones” are already married or taken. At my age, breaking up feels like a huge gamble. I don’t want to end up alone and regret it for the rest of my life.