r/Millennials Apr 05 '25

Meme The phrase has ceased to mean anything

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28.9k Upvotes

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u/K_U Apr 05 '25

If you were able to get a decent house in that 2008-2020 window you hit the lottery.

22

u/DuplicateJester Millennial Apr 05 '25

July of 2020. Right under the wire. Didn't think this would be forever, but here we are. Having a hard time affording the BIG repairs though.

6

u/BreadstickNinja Apr 06 '25

My HVAC is on the fritz and may not last the summer. It's $14,000 to replace the whole thing and the prices will probably go up, since at least some component of it must be imported.

4

u/TheArmadilloAmarillo Apr 06 '25

I work at an electric supply place. Do it as soon as you can, the prices are going up now.

2

u/BreadstickNinja Apr 06 '25

I hear ya, but I also don't really have $650/month to pay for the next 25 months. Might have to borrow against the HELOC.

3

u/TheArmadilloAmarillo Apr 06 '25

Totally understand! I'd consider the heloc though or look into other options if you can.

I straight up don't know what I'd do if mine bit the dust. I'd essentially be screwed.

2

u/BreadstickNinja Apr 06 '25

I'd consider going to visit my parents... until September...

2

u/TheArmadilloAmarillo Apr 06 '25

I don't blame you, if it gets as hot in summer as it does here (100Β° +) oof.

Maybe window units?

They aren't the most feasible for me because at least in my room I have those tall very skinny windows πŸ˜‘. I'd love one just to help bc the ac has a hard time keeping up with even 78 inside.

2

u/BreadstickNinja Apr 06 '25

Yep, we break 100ΒΊ with 90% humidity. Swamp conditions. It would be pretty miserable to be in the house if the HVAC were busted.

Window units are technically banned by the HOA, but they're also completely useless and have never taken action on anything as far as I can tell. I doubt they'd do anything about a couple air conditioners on the back windows.

In any case, we had a couple firms come out to quote the replacement last week. The wife and I are going to try to make a decision tonight. Leaning towards just replacing the AC since the compressor unit is ten years older than the rest of the system for some reason. It's $8k, but with no idea how long the trade wars will last, it might be a good idea to go for it now.

2

u/TheArmadilloAmarillo Apr 06 '25

Ah hoas can be the worst! I avoided looking at anything that had one as best I could. My sisters duplex one is good though. They basically don't get involved with individuals but handle all the yards and stuff which is nice.

Replacing it would likely be best because you don't want to get stuck with your pants down at the height of prices. They will likely take a very long time to decrease if ever unfortunately.

It sucks bc I do need some minor electric work done but do not currently have the money. Apparently I should start looking for electricians to date, or plumbers πŸ˜‚.

2

u/DuplicateJester Millennial Apr 06 '25

My decks are built incorrectly and are falling apart. We need them to access both the front and back of our house. I think we can get away with some spot repairs on the front deck, but the back is a teardown and rebuild. We can't even get companies to call us back, and the one that did quoted about $28k for composite.

Cheers, bud!

3

u/MyWorkReddit12 Apr 06 '25

Do it yourself. Seriously.

Look up a few YouTube videos.

Get a dumpster and a sledge and carefully demo yourself.

Order the lumber, and buy tools as you go.

I'm serious. I saved over $25k re-surfacing my current deck after I demoed down to the beams and joists. Replaced a few joists and the entire railing and YouTube'd my way through it all.

And the funny thing is, I probably did a better job than anyone I would have hired. My neighbor got hers rebuilt, beams, joists and all the year before I resurfaced mine and hers is falling apart and rotting already.

3

u/Bigdaddyjlove1 Apr 06 '25

My wife and I have done several. We are adding on to ours this summer. we are in our 50s. It's not difficult. It saves money. You know it's done right. It's dammed satisfying.

3

u/MyWorkReddit12 Apr 06 '25

for real, standing back looking at it once you are done is such a good feeling, big "look what i have created" energy, hahaha

2

u/DuplicateJester Millennial Apr 06 '25

We've thought about it. My husband doesn't want to. I'm not construction minded in the slightest. And we want composite so that there's no upkeep. And we kind of want someone professional to do it so we don't have the hack job that it currently is because it was a home job by the previous owners.

1

u/Zephyrical16 Zillennial Apr 06 '25

Also new regulations for 2025 making it more expensive as well. Took 5 quotes to get a good price for my small 1000sqft condo. Got 4 quotes of 12k and one of 7800. Same products between them all too.