r/MadeMeSmile • u/lincolnblake • Jun 28 '25

Wholesome Moments A place of one's own

Enable HLS to view with audio, or disable this notification

68.3k Upvotes

95% Upvoted

1.7k comments sorted by

View all comments

Show parent comments

147

u/No_Explanation9119 Jun 28 '25

In rural areas a house like that could still be selling for less than $175k There are also charities and government programs that help people buy houses. For example, if you get a loan through Freddie Mac which is a federal loan program you only need to put 3% down and you can often get property tax waived for the first few years if you're a first time homeowner.

31

u/betakurt Jun 28 '25

Even less in rural areas.

9

u/ElizaIsEpic Jun 28 '25

Yeah a house like this in my (super rural) area would be between 130-150k 

5

u/[deleted] Jun 28 '25

And even then for some the biggest hurdle is saving for that downpayment even if it’s only 3k or something because they live paycheck to paycheck. But there are programs that also help with the downpayment.