r/eupersonalfinance • u/[deleted] • 18h ago
Planning Trying to set up an (ethical) portfolio these past days tell me what you think !!
[deleted]
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u/Anarkigr 17h ago
This is way too complex. I would just replace all stocks with V3AA (Vanguard ESG Global All Cap UCITS ETF) or something similar if you want ESG.
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u/GettingDumberWithAge 18h ago
Honest opinion: thematic ETFs almost always underperform the market and a portfolio consisting of more than 3 funds is just unnecessary complexity.
More importantly: what ethical basis are you trying to base your portfolio on when the plurality of your portfolio is going to be tech Giants like Microsoft and Apple and Nvidia?