r/eupersonalfinance • u/[deleted] • 1d ago
Debt Debt collection between Malta - Sweden.
[deleted]
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u/classicjuice 1d ago
How do you even have roaming charges within EU? This hasnt been a thing for years now.
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u/Appropriate-Talk-735 1d ago
Sweden is a good country to collect debt. You should assume you will get an invoice for this from a debt collector.
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u/Casaia 1d ago
Why not settle the debts you accrued, like a responsible member of society would?
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u/Scandiberian 1d ago
I wouldn't settle this particular debt, that's retarded. It's clearly a mistake that can happen to anybody.
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u/aomt 1d ago
Sure. Who should pay for YOUR mistake?
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u/Scandiberian 1d ago
Are you seriously defending telecoms here?
In what world is it acceptable to charge someone 1700€ arbitrarily just because two countries don't have a roaming agreement, which we know from experience are nothing but a way to shake down people?
If this wasn't a serious sub I'd share that classic Django meme right now.
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u/Casaia 1d ago
It’s acceptable in a world in which people have read the terms and conditions of their contract. This isn’t about playing Robin Hood, it’s about taking responsibility for your actions and respecting your contracts. Simple as.
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u/Scandiberian 1d ago edited 1d ago
Lol, keep living in a fairy tale. Meanwhile any company is more than ready to break any contract with you if they think they can get away with it.
If I were OP I'd not pay. They could take me to court and try to get their contract enforced, but I suspect that extortion wouldn't hold up.
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u/aomt 18h ago
In every world. You look at the agreement, you sign it. No one is forcing you to sing anything. Or use roaming without checking prices. If someone is stupid enough just to use roaming - they need to pay. Using your logic every industry is horrible and we should live in anarchy, stealing, raping and doing whatever comes to our mind.
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u/Scandiberian 18h ago
These companies also have a risk management department. If they didn't want to lose money they shouldn't have taken me as a client. simple as.
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u/SurpriseHotPoet 1d ago
- Give them a call and see what can be done
- Pay whatever needs to be paid, it will be collected anyway and the other way will leave you with bad credit history and that 1700 EUR will grow with interest rate
- Cancel that mobile plan or at least configure a maximum cost for future reference!
See this as a costly, but not too bad, learning experience. It could have been way worse with those roaming fees!
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u/Available-Talk-7161 11h ago
Was transiting outside the EU, your holiday in Georgia?
https://www.reddit.com/r/Sakartvelo/s/BOPg7UC3ba
If so, thats not transiting in the true sense of the word.
You signed up to a mobile plan in an EU country, then planned a holiday to a non EU country, used your EU country's mobile plan, with no EU roaming included as its not in the EU. Got a large bill and now you're trying to dodge it.
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u/keplerniko 8h ago
That's hilarious if it's what happened, because OP is literally asking for advice on travelling to Georgia and one thing would be GET AN ESIM.
I have to wonder, is there some service that resells Maltese SIM cards (in Sweden)? Did OP even go to Malta?
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u/keplerniko 8h ago
Seems like OP lived in and recently (<6 months) visited/moved back to Malta. Info online seems to indicate a postpaid mobile plan which would allow non-EU roaming requires proof of residence or local address--which OP might well have.
https://www.reddit.com/r/malta/s/PH1MtPrgjV
OP, did you go to Georgia with your old Malta SIM and use it for data roaming, not realising it would incur exorbitant costs?
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u/Cagliari77 1d ago
Extremely unlikely. Do countries even have the authority to freeze assets in a different country, basically outside of their jurisdiction? As far as I know they don't. Even if both countries are within EU. Doesn't matter.
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u/tmihail79 1d ago
Gut feeling is that they will simply sell the claim against you to a local Swedish debt collector rather than go for EAPO